Utah Admin. Code 590-261-5
"We have rescinded your coverage or denied your request for the provision of or payment for a health care service or course of treatment. You may have the right to have our decision reviewed by a health care professional who has no association with us if our decision involved making a judgment as to the medical necessity, appropriateness, health care setting, level of care, or effectiveness of the health care service or treatment you requested. To receive additional information about an independent review, visit https://insurance.utah.gov/consumer/health/independent-review or contact the Utah Insurance Department by mail at 4315 S. 2700 W., Suite 2300, Taylorsville, UT 84129; by phone at 801-957-9280; or by email at healthappeals@utah.gov."
Utah Admin. Code R590-261-5