Utah Admin. Code 590-242-4

Current through Bulletin 2024-19, October 1, 2024
Section R590-242-4 - False, Misleading, Deceptive , or Unfair Practices on a Military Installation
(1) The acts or practices in this Subsection (1), when committed on a military installation by an insurer or insurance producer during an in-person, face-to-face solicitation, negotiation, or sale of life insurance, are false, misleading, deceptive, or unfair.
(a) Knowingly soliciting the purchase of a life insurance product door to door, or without first establishing a specific appointment with a prospective purchaser.
(b) Soliciting service members in a group, mass, or captive audience where attendance is not voluntary.
(c) Knowingly making an appointment with or soliciting a service member during the service member's normally scheduled duty hours.
(d) Making an appointment with or soliciting a service member in barracks, day rooms, unit areas, transient personnel housing, or other areas where the installation commander prohibits solicitation.
(e) Soliciting the sale of life insurance without first obtaining permission from the installation commander or the commander's designee.
(f) Posting an unauthorized bulletin, notice, or advertisement on a military installation.
(g) Failing to present DD Form 2885, Personal Commercial Solicitation Evaluation, to a solicited service member or encouraging a solicited service member not to complete or submit DD Form 2885.
(h) Knowingly accepting an application for life insurance or issuing a life insurance policy on the life of an enlisted member of the United States Armed Forces without first obtaining a completed copy of any required form confirming that the applicant received counseling or fulfilled any other similar requirement for the sale of life insurance established by regulations, directives, or rules of the DOD or any branch of the United States Armed Forces.
(2) An act or practice in this Subsection (2), when committed on a military installation by an insurer or insurance producer is a corrupt practice, improper influence, or inducement that is false, misleading, deceptive, or unfair.
(a) Using DOD personnel, directly or indirectly, as a representative or agent in an official or business capacity, with or without compensation, regarding the solicitation or sale of life insurance to any service member.
(b) Using an insurance producer to participate in any United States Armed Forces sponsored education or orientation program.

Utah Admin. Code R590-242-4

Amended by Utah State Bulletin Number 2023-23, effective 11/21/2023