Section 3.3075 - Minimum Standards for Disability Income Protection Coverage"Disability income protection coverage" is a policy which provides for periodic payments, weekly or monthly, for a specified period during the continuance of disability resulting from either sickness or accident or a combination thereof, which:
(1) provides for periodic payments in an amount of at least $100 per month payable at ages through 62 and $50 per month at ages after 62;(2) contains an elimination period no greater than:(A) 90 days in the case of a coverage providing a benefit period of one year or less;(B) 365 days if the benefit is payable for not less than two years and is payable in an amount of at least $200 per month; or(C) 180 days in all other cases during the continuance of disability resulting from sickness or injury;(3) has a maximum period of time for which it is payable during disability of at least six months;(4) this section does not apply to those policies providing business buy out coverage.28 Tex. Admin. Code § 3.3075
The provisions of this §3.3075 adopted to be effective January 26, 1977, 2 TexReg 159.