The policy shall provide that in event the indebtedness covered by the policy results from the refinancing in whole or part of a prior debt with the same creditor, any period of exclusion for preexisting conditions shall be reduced by any period that creditor-debtor disability coverage was in force in connection with the prior indebtedness.
S.D. Admin. R. 20:06:06:04.03
General Authority: SDCL 58-19-34.
Law Implemented: SDCL 58-19-26.