Section 230-RICR-20-50-4.12 - License Denial, Non-Renewal or RevocationA. The Department may place on probation, suspend, revoke or refuse to issue or renew an adjuster's license or may levy a civil penalty in accordance with R.I. Gen. Laws § 42-14-16 for any one or more of the following causes: 1. Failing to respond to any written inquiry (including electronic communications) from the Department within 21 calendar days of receipt of such inquiry.2. Providing incorrect, misleading, incomplete, or materially untrue information in the license application.3. Violating any insurance laws, or violating any regulation, subpoena, or order of the Department or of another state's insurance commissioner.4. Obtaining or attempting to obtain a license through misrepresentation or fraud.5. Improperly withholding, misappropriating, or converting any monies or properties received in the course of doing insurance business.6. Having been convicted of a felony.7. Having admitted or been found to have committed any insurance unfair trade practice or insurance fraud.8. Using fraudulent, coercive or dishonest practices; or demonstrating incompetence, untrustworthiness or financial irresponsibility in this state or elsewhere.9. Having an insurance license, or its equivalent, denied, suspended, or revoked in any other state, province, district or territory.10. Forging another's name to any document.11. Cheating, including improperly using notes or any other reference material, to complete an examination for an insurance license.12. Failing to comply with an administrative or court order imposing a child support obligation.13. Failing to pay state income tax or comply with any administrative or court order directing payment of state income tax.B. In the event that the action by the Department is to deny an application for or not renew a license, the Department shall notify the Applicant or licensee, in writing, of the reason for the non-renewal or denial of the license. The Applicant or licensee may make written demand upon the Department within ten days for a hearing before the Department to determine the reasonableness of the Department's action. The hearing shall be held pursuant to R.I. Gen. Laws Chapter 42-35.C. The license of a business entity may be suspended, revoked or refused if the Department finds, after hearing, that an individual licensee's violation was known or should have been known by one or more of the partners, officers or managers acting on behalf of the business entity and the violation was neither reported to the Department nor corrective action taken.D. In addition to or in lieu of any applicable denial, suspension or revocation of a license, a person may, after hearing, be subject to a fine and/or any other appropriate remedies according to R.I. Gen. Laws § 42-14-16.E. The Department shall retain the authority to enforce the provisions of and impose any penalty or remedy authorized by R.I. Gen. Laws Chapter 27-10, R.I. Gen. Laws § 42-14-16 and/or this Part against any person who is under investigation for or charged with a violation even if the person's license or registration has been surrendered or has lapsed by operation of law.230 R.I. Code R. 230-RICR-20-50-4.12
Amended effective 6/11/2019