10 Pa. Code § 47.1
The following words and terms, when used in this chapter, have the following meanings, unless the context clearly indicates otherwise:
Acts-The MLA and the CDCA.
Advance fee-Any funds requested by or to be paid to a licensee in advance of or during the processing of a mortgage loan modification.
CDCA-The Consumer Discount Company Act (7 P. S. §§ 6201-6221).
Government agency-A Federal, State or local government agency, including the United States Department of Housing and Urban Development and the Pennsylvania Housing Finance Agency.
Licensee-A licensee under the MLA or CDCA or partially exempt entity under the MLA.
MLA-The Mortgage Licensing Act (7 Pa.C.S. Chapter 61).
Mortgage broker-The term as defined in section 6102 of the MLA (relating to definitions).
Mortgage loan-The term as defined in section 6102 of the MLA.
Mortgage loan modification-An agreement which revises the terms of an existing mortgage loan, including an agreement to reduce mortgage loan payment amounts, balance or interest rate. A mortgage loan modification may also include an agreement to waive any accrued or prospective mortgage loan charges.
Mortgage originator-The term as defined in section 6102 of the MLA.
10 Pa. Code § 47.1