Okla. Admin. Code § 365:10-5-2
This Part shall apply to all individual accident and health insurance policies delivered or issued for delivery in this state, on and after the effective date hereof, except it shall not apply to individual policies issued pursuant to a conversion privilege under a policy or contract of group or individual insurance when such group or individual policy or contract includes provisions which are inconsistent with the requirements of this section, nor shall it apply to policies being issued to employees or members as additions to franchise plans in existence on the effective date of this section. The requirements contained in this section shall be in addition to any other applicable regulations previously adopted.
Okla. Admin. Code § 365:10-5-2