This rule applies to all contracts delivered or issued for delivery in this state or renewed by the payment of premium or otherwise by an insurer on or after July 1,1988, and to all existing group contracts which are substantially amended on or after July 1, 1988.
N.D. Admin Code 45-03-10-03
General Authority: NDCC 26.1-04-08
Law Implemented: NDCC 26.1-04-03(7), 26.1-04-03(11)