Statutes, codes, and regulations
New York Codes, Rules and Regulations
Title 9 - EXECUTIVE DEPARTMENTSubtitle T - New York State Gaming CommissionChapter III - Division of LotterySubchapter A - State Lottery
Part 5007 - Multi-Jurisdictional Lottery Games
Section 5007.15 - Cash 4 Life

N.Y. Comp. Codes R. & Regs. tit. 9 § 5007.15

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Current through Register Vol. 46, No. 50, December 11, 2024
Section 5007.15 - Cash 4 Life
(a)Definitions. The following definitions apply to the Cash 4 Life game:
(1)Annuity option means the manner in which the Cash 4 Life jackpot prize or second-level prize level may be paid in annual installments.
(2)Cash 4 Life play slip means a computer-readable form, printed and issued by the commission, used in purchasing a Cash 4 Life ticket, having up to five separate play areas. The play slip shall also provide for multiple-drawing wagering up to a specified number of draws.
(3)Cash 4 Life ticket means a game ticket, produced on official paper stock, by a lottery sales agent in an authorized manner, bearing player- or computer-selected numbers, game name, drawing date (or dates), amount of wager and validation data.
(4)Jackpot prize means the prize awarded for selecting all the winning numbers drawn from both fields for the Cash 4 Life. If more than one player from all participating lottery states has selected all the winning numbers drawn, the jackpot prize shall be divided among those players, as set forth in subdivision (h) of this section.
(5)Liability limit means a pre-established upper threshold, as determined and announced by the party lotteries before sales commence for a drawing to which such threshold applies, equal to a fixed percentage of the gross ticket sales receipts for a particular drawing (or such fixed percentage plus an additional reserve amount), according to the established procedures agreed to by the party lotteries.
(6)Lump sum option means the manner in which particular Cash 4 Life prize levels may be paid in a single payment, as set forth in this section.
(7)Measuring life means the period over which a jackpot or second-level annuitized prize is paid out. For each winning ticket, the measuring life shall be determined according to the period in which payments shall be made pursuant to section 5002.13 of this Title. The measuring life shall be determined at the time a jackpot or second-level prize is claimed.
(8)Party lotteries mean one or more of the State lotteries established and operated pursuant to the laws of any state that becomes a signatory to the Cash 4 Life agreement.
(9)Play area is the area on a Cash 4 Life play slip containing two separate fields: one field of 60 one- or two-digit numbers (1 to 60 inclusive) and a separate and distinct second field of four one-digit numbers (1 to 4 inclusive) (which may be referred to as the Cash Ball number). This is the area from which the player, or computer, if the player is using the quick pick option, selects five numbers from the first field and one number from the second field.
(10)Prize pool means that portion of Cash 4 Life gross sales set aside for the payment of prizes.
(11)Purchaser means a player of the Cash 4 Life game who purchases a ticket within New York State in accordance with Cash 4 Life rules and New York State governing laws and regulations.
(12)Quick pick has the meaning set forth in section 5004.9(a)(11) of this Title.
(13)Winning numbers are five one- or two-digit numbers (1 to 60, inclusive) and one Cash Ball number (1 to 4, inclusive), randomly selected at each Cash 4 Life drawing, that shall be used to determine winning Cash 4 Life plays contained on Cash 4 Life tickets.
(b)Ticket price and sales.
(1) A Cash 4 Life ticket may be purchased for $2 per play per drawing. The purchaser receives one entry into a Cash 4 Life drawing (a play) for each $2 wagered in Cash 4 Life. Tickets may contain multiple plays. The commission may authorize the sale of Cash 4 Life tickets at a different purchase price. Such a change in the purchase price shall be announced publicly by the commission prior to the effective date of such change.
(2) From time to time, the commission may authorize the sale of Cash 4 Life tickets at a discount for promotional purposes.
(3) Cash 4 Life tickets shall be sold only through lottery sales agents or other means authorized by the commission.
(4) A Cash 4 Life ticket may not be cancelled.
(5) It shall be the sole responsibility of a player to verify the accuracy and readability of the information displayed on a Cash 4 Life ticket at the time of purchase. Neither a lottery sales agent nor the commission shall be liable for any errors in the accuracy and readability of a ticket occurring for any reason, after the purchaser leaves a lottery sales agent location.
(6) A play may be entered only:
(i) manually using a lottery terminal keypad or touch screen;
(ii) by means of a play slip provided by the commission and hand-marked by the player; or
(iii) by other means approved by the commission.
(7) Cash 4 Life play slips shall be available at no cost to a player, shall have no pecuniary or prize value, shall not constitute evidence of purchase and shall not constitute evidence of a player's number selections. A lottery sales agent shall not permit the use of facsimiles of play slips, copies of play slips or other materials that are not printed or approved by the commission to be inserted into a terminal's play slip reader. A lottery sales agent shall not permit any device to be connected to a lottery terminal to enter plays, except as approved by the commission.
(c)Game description.
(1) To play Cash 4 Life, a player shall select five different numbers (from 1 to 60, inclusive) and one additional Cash Ball number (from 1 to 4, inclusive) for each play. The additional number may be the same as one of the five numbers a player selects in the first field. A player may select numbers by communicating the six numbers to a lottery sales agent; by marking six numbered spaces in any one panel on a play slip and submitting the play slip to a lottery sales agent; or by requesting quick pick from a lottery sales agent. The lottery sales agent shall then issue a ticket containing the selected set or sets of numbers, each of which constitutes a game play.
(2) The commission reserves the right to change the field of numbers in the Cash 4 Life game. Any change in the field of numbers shall be announced publicly by the commission in advance of the effective date of such change.
(3) A Cash 4 Life subscription sales program may be offered at the discretion of the commission. No subscription for the Cash 4 Life game shall remain in effect longer than one year.
(4) A Cash 4 Life feature may be added at the discretion of the commission. A game feature is an alternative or additional method for playing the game within the same basic design.
(d)Play characteristics and restrictions.
(1) A Cash 4 Life ticket matching all game play, serial number and other validation data recorded in the commission's gaming system computer shall be the only valid proof of the wager placed and the only valid receipt for claiming or redeeming any prize.
(2) A multi-draw Cash 4 Life ticket may be purchased for a specified number of future drawings. Such multi-draw ticket shall not be considered a subscription pursuant to paragraph (c)(3) of this section or Part 5005 of this Title.
(3) A Cash 4 Life ticket may not be purchased anywhere by any commission employee or any spouse, child, brother, sister or parent residing as a member of the same household in the principal place of abode of any commission employee.
(e)Drawings. Cash 4 Life drawings shall be conducted each calendar day at a time and at a location authorized by the party lotteries. The time, frequency and location of the Cash 4 Life drawings may be changed following a public announcement.
(f)Pool, prize structure and probability of winning.
(1)Prize pool. The prize pool for the aggregate of all prize categories shall consist of 55 percent of the sales for each drawing period after the prize reserve accounts are funded to predetermined amounts. If the Cash 4 Life game is no longer offered in New York State, any amount remaining in the prize pool at the end of the game shall be carried forward to a replacement game or used in a manner as permitted by New York State law.
(2)Prize reserve accounts. The prize reserve account may be adjusted as needed to maintain an approved maximum balance and shares from each of the party lotteries as specified by the party lotteries. If the Cash 4 Life game is no longer offered in New York State, any amount remaining in a prize reserve account at the end of the game shall be carried forward to a replacement prize reserve account or used in a manner as permitted by New York State law.
(3)Prize payout and structure. There are nine prize levels in the Cash 4 Life game. The prize payout percentage and prize structure are as follows, unless there are multiple winners in a prize category, in which case prize amounts may be reduced as set forth in subdivision (h) of this section:

Match Field 1

Match Field 2

Odds 1 in

Prize Category

Level

5

1

21,846,048

$1,000/day for life

Jackpot

5

0

7,282,016

$52,000/year for life

2

4

1

79,440

$2,500

3

4

0

26,480

$500

4

3

1

1,471

$100

5

3

0

490

$25

6

2

1

83

$10

7

2

0

28

$4

8

1

1

13

$2

9

Overall chances of winning:

1 in 8

Total aggregate payout: 55%

(4)Odds. The odds of winning a prize may be modified if such changes are publicly announced by the commission in advance of the effective date.
(g)Jackpot and second-level prize payment options. A claimant of a valid winning jackpot or second-level prize in New York must select either an annuity option or lump sum option. A jackpot or second-level prize shall be paid as an annuity prize, unless a winner elects, within 60 days after the claimant becomes entitled to such prize, to be paid a lump sum payment or unless a lump sum payment is required as set forth in subdivision (h) of this section. If a lump sum payment is selected the prize amount shall be determined according to a methodology that shall be established by the party lotteries. An election made by a claimant is final and cannot be revoked, withdrawn or otherwise changed without the approval of the commission. The schedule of payments for an annuity prize shall be determined by the commission. If paid in a lump sum payment, a jackpot prize or second-level prize amount shall be rounded to the nearest whole dollar.
(h)Prize liability limits. In the event that a liability limit would be exceeded for a particular draw, the prize amounts for each level shall be adjusted in accordance with a formula established by the party lotteries so that the aggregate liability for prizes in such draw shall not exceed the liability limit.
(1) Jackpot prize level. A jackpot prize payout shall be divided equally among the number of jackpot winning plays as set forth in this paragraph.
(i) One jackpot prize winner. If there is one jackpot prize winner, the annuitized prize value shall be $7,000 per week for life and the lump sum payment shall be based on the measuring life of the winner.
(ii) Two to 14 jackpot prize-winning plays. If there is more than one and less than or equal to 14 jackpot prize-winning plays, the annuitized payment option, based on a total annuitized prize value of $7,000 per week, shall be divided by the total number of jackpot prize-winning plays. Any of these winners may choose the lump sum option as an alternative to the annuitized payment option, pursuant to subdivision (g) of this section. The amount of a lump sum option for this prize category shall be the amount of the lump sum option if there were only one winner, divided by the total number of jackpot prize winning plays.
(iii) Fifteen or more jackpot prize-winning plays. If there are more than 14 jackpot prize-winning plays, the aggregate jackpot prize liability shall be the liability limit and shall be divided equally among all jackpot prize-winning plays and paid in one lump sum payment to each winner, without an annuitized payment option. The minimum jackpot prize value shall be not less than any lower-tier prize in regard to the same drawing.
(2) Second-level prizes. A second-level prize payout shall be paid as follows:
(i) Each winning play shall be paid $52,000 per year for life or a lump-sum payment based on the measuring life of such claimant, unless a liability limit would be exceeded.
(ii) The minimum prize value for a second-level prize shall be not less than any lower-tier prize in regard to the same drawing.
(iii) If a prize liability limit is exceeded and the annuity prize value of a second-level prize falls below $500 per week for life, then all winning plays will be paid in one lump sum payment to each winner, without an annuitized payment option.
(3) A third-level prize shall be paid as a $2,500 lump sum payment, unless a liability limit would be exceeded. A third-level prize shall be rounded to the nearest whole dollar.
(4) Each of the prize levels from four through nine shall be paid as a set, lump sum payment, as set forth in paragraph (f)(3) of this section, unless a liability limit would be exceeded.
(5) In addition to the prize structure set forth in this section, the commission may offer special prizes from time to time.
(i) Neither the commission nor the party lotteries shall be responsible for any Cash 4 Life ticket that is not deemed to be a valid or winning draw-game ticket pursuant to Parts 5003 and 5004 of this Title.
(j) This section applies to the Cash 4 Life game only.

N.Y. Comp. Codes R. & Regs. Tit. 9 § 5007.15

Adopted, New York State Register, Volume XXXVI, Issue 23, effective 6/11/2014
Amended New York State Register September 30, 2015/Volume XXXVII, Issue 39, eff. 9/30/2015
Amended New York State Register April 10, 2019/Volume XLI, Issue 15, eff. 4/10/2019
Amended New York State Register June 26, 2019/Volume XLI, Issue 26, eff. 7/1/2019
Amended New York State Register April 10, 2024/Volume XLVI, Issue 15, eff. 4/10/2024