N.Y. Comp. Codes R. & Regs. tit. 3 § 6.1
The Superintendent of Banks is prepared to authorize branches of State-chartered banking organizations, provided that approval of the proposed branch will not result in unsound and destructive competition, the performance of the institution pursuant to the standards set forth in Part 76 of this Title is satisfactory to the department, and the policies, condition and operation of the institution do not afford a basis for supervisory objection. The words banking organization as used in this supervisory policy shall include all banking organizations (as defined in section 2[11] of the Banking Law) which are authorized by the Banking Law to open branch offices, subject to the provisions of section 29 of the Banking Law. The words branch, branches, office and offices as used in this Supervisory Policy shall not include limited branches, public accommodation offices, satellite offices, automated teller machines, point-of-sale terminals or similar facilities.
N.Y. Comp. Codes R. & Regs. Tit. 3 § 6.1