N.Y. Comp. Codes R. & Regs. Tit. 11 §§ 64-1.1
All policies of insurance providing liability insurance to owners or operators of snowmobiles operating on the roadway or shoulder of a public street or highway in the State of New York shall comply with minimum coverage requirements specified in section 25.13 of the Parks, Recreation and Historic Preservation Law. The policies shall also comply with the requirements of Part 60 of this Title (Regulation No. 35-A) except that the limits of liability shall provide coverage for any one person sustaining bodily injuries or the death of one person in any one accident in the amount of at least $10,000, and, subject to said limit of one person, in the amount of at least $20,000 because of bodily injury to or death of two or more persons in any one accident, and in an amount of at least $5,000 because of injury to or destruction of property of others in any one accident, for damages arising out of negligent operation of a snowmobile.
N.Y. Comp. Codes R. & Regs. Tit. 11 §§ 64-1.1