N.J. Admin. Code § 3:16-1.1
The following words and terms, when used in this chapter, shall have the following meanings, unless the context clearly indicates otherwise.
"Act" means the Pawnbroker Act, 45:22-1 et seq.
"Commercially reasonable manner" means that display and sale of goods shall be made in keeping with prevailing trade practices among reputable and responsible business and commercial enterprises engaged in the same or similar businesses.
"Commissioner" means the Commissioner of the New Jersey Department of Banking and Insurance.
"Department" means the New Jersey Department of Banking and Insurance.
"Licensee" means a licensee under the Act.
"Substantial stockholder" means any person who beneficially owns or controls more than 10 percent of the outstanding voting shares of an applicant or a licensee.
"Unredeemed pledge" means an item of personal property on which the licensee has loaned a sum of money to a pledgor for a specified time period, and which, after proper notice, the pledgor has failed to redeem.
N.J. Admin. Code § 3:16-1.1
See: 33 New Jersey Register 930(a), 33 New Jersey Register 2279(a).