N.J. Admin. Code § 3:1-3.1
The following words and terms, when used in this subchapter, shall have the following meanings, unless the context clearly indicates otherwise.
"Commissioner" means the Commissioner of the Department of Banking and Insurance of the State of New Jersey or his or her duly authorized deputy or representative.
"Department" means the New Jersey Department of Banking and Insurance.
"Disaster area" means any area of the State of New Jersey which has been proclaimed to be a disaster by the President of the United States or the Governor of New Jersey, or by any official lawfully succeeding to their respective duties or duly authorized to act for them.
"Financial institution" means any bank, savings bank, savings and loan association, or insurance company that is organized under the laws of this State or is authorized to do business and is doing business under the laws of this State and that is subject to the supervision of the Department of Banking and Insurance of the State of New Jersey.
"Mortgage loan" means any loan made by a financial institution which is secured by a mortgage constituting a lien upon real property or upon a leasehold interest in the fee of real property. Such a mortgage loan may be an existing mortgage loan or part interest thereof purchased or otherwise acquired by a financial institution constituting a lien upon real property or upon a leasehold interest in the fee of real property.
"Period of emergency" means a period of time terminating one year from the date upon which an area was proclaimed to be a disaster area. Such period of time may be extended for not more than six months from the termination date thereof if the Commissioner shall find that emergency conditions affecting mortgage loans still prevail within a disaster area.
N.J. Admin. Code § 3:1-3.1
See: 33 New Jersey Register 213(a), 33 New Jersey Register 1087(a).
In "Commissioner", neutralized gender reference; added "Department"; in "Financial institution", deleted "building and loan association" preceding "or insurance company" and substituted "that" for "which" throughout.