Where the Commission determines that the dollar amount of a penalty imposed pursuant to 19:44A-22 would jeopardize the ability of the candidate to conduct a candidacy in a future election, or jeopardize the ability of a committee to participate in a future election, or would otherwise cause undue financial hardship to a candidate, committee, treasurer, or other person, the Commission may, in its discretion, permit the candidate or committee to pay a penalty in installments on a schedule established by the Commission.
N.J. Admin. Code § 19:25-17.3D
See: 35 New Jersey Register 1204(a), 35 New Jersey Register 2736(a).