N.J. Admin. Code § 17:18-2.1
The following words and terms, when used in this subchapter, shall have the following meanings, unless the context clearly indicates otherwise:
"Administrator" means the Treasurer of the State of New Jersey, any individual serving as the Acting Treasurer in the absence of the appointed Treasurer, and any State employee to whom the Treasurer has delegated authority to administer the provisions of N.J.S.A. 46:30B-1 et seq., and to execute any pertinent documents.
"Apparent owner" means the person whose name appears on the records of the holder as the person entitled to property held, issued or owing by the holder.
"Communicated in writing" includes:
1. Written notification by the owner or a facsimile or e-mail transmission of the facsimile initiated by the owner to the financial organization which is the holder of the owner's time deposit, of a change of address of the owner;
2. Written signed confirmation by the owner in response to an oral or written communication from the financial organization;
3. The cashing of a check by the owner at the financial organization which is the holder of the owner's time deposit;
4. The making of a deposit or withdrawal with the financial organization which is the holder of the owner's time deposit;
5. Electronic accessing by the owner of any account of the owner held by the financial organization which is the holder of the owner's time deposit;
6. Responding to financial privacy "opt out" notices; or
7. Any other type of written correspondence made by the owner of the property to the financial organization.
"Financial organization" means a savings and loan association, building and loan association, credit union, savings bank, industrial bank, bank, banking organization, trust company, safe deposit company, private banker, or any other organization defined by other law as a bank or banking organization, which is the holder of a time deposit.
"Holder" means a financial organization, wherever organized or domiciled, which is the original obligor indebted to another on an obligation.
"Maturity" means the date on which a time deposit may be redeemed or renewed.
"Owner" means a person, or the owner's legal representative, who is renting or leasing a safe deposit box, or other safekeeping repository, or otherwise has a legal or equitable interest in property subject to this chapter and includes, but is not limited to, a depositor in the case of a deposit, a beneficiary in the case of a trust other than a deposit in trust, and a creditor, claimant, or payee in the case of other property.
"Time deposit" means an interest-bearing deposit at a financial organization that has a specific maturity date, including, but not limited to, a certificate of deposit, and any deposit that is automatically renewable, held by or in a financial organization.
N.J. Admin. Code § 17:18-2.1