N.J. Admin. Code § 13:47-20.28

Current through Register Vol. 56, No. 19, October 7, 2024

Section 13:47-20.28 - Rules of the game of mini-baccarat

(a) The following words and terms as used for the game of mini-baccarat shall have the following meanings:

"Natural" means the point value of either original hand is eight or nine.

"Point count" means the total value of all cards in a hand.

"Stack" means two or more decks of cards which have been shuffled together.

(b) The following equipment shall be used in the game of mini-baccarat:

1. A table, which shall accommodate a maximum of seven players, with a layout showing wagering options and player and dealer positions; and

2. Cards with the following specifications:

i. A minimum of six decks of cards with backs of identical color and design;

ii. Two cutting cards of an opaque solid color, readily distinguishable from the color of the backs and edges of the playing cards and each other; and

iii. Face values as follows:

(1) Any card from two to nine: the value as indicated on the card;

(2) Any 10, jack, queen or king: a value of zero; and

(3) Any ace: a value of one.

(c) The following equipment shall be optional in the game of mini-baccarat:

1. A dealing shoe; and

2. An automated shuffling device.

(d) The dealer shall:

1. Shuffle, cut and deal the cards in accordance with the provisions in 13:47-20.19 and the method of play in (e) below;

2. Be responsible for the operation of the game in accordance with the provisions of this subchapter;

3. Take a position at the table opposite the players;

4. Collect all losing wagers and pay all winning wagers; and

5. Collect a five percent commission in imitation money on all winning bets after each round of play.

(e) The method of play for the game of mini-baccarat shall be as follows:

1. A player places a bet that either the bank or the player will attain a score of nine, closest to nine, or that the bank and player will be dealt cards of equal point value. Originally, four cards are dealt alternately to the player and the bank. If the point value of either original hand is eight or nine, it is called a "natural" and no additional cards are dealt. Additional cards are dealt, if appropriate, according to the schedule set forth in (e)2 and 3 below.

2. Players shall draw or stand as follows:

i. When the player's first two cards total zero, one, two, three, four or five, the player shall draw another card;

ii. When the first two cards total a six or seven, the player stands;

iii. When the first two cards total an eight or nine, the player has achieved a natural and the player stands.

3. Dealers shall draw or stand as follows:

i. When the player stands on a six or seven, the dealer shall draw on totals of zero through five, and stand on six through nine;

ii. When the player does not have a natural, the dealer shall draw on the totals of zero, one or two.

4. The point count shall be calculated as follows:

i. Picture cards and any combination of cards that add up to 10 have no value (for example, seven and three is zero);

ii. If the total value of the cards in a hand is a two-digit number, the left digit of the number shall be discarded having no value and the right digit, zero through nine, shall constitute the point count of the hand (for example, a hand composed of an ace, a two, and a four has a point count of seven and a hand composed of an ace, a two and a nine has a total of 12, but a point count of two since the digit one in the number 12 is discarded);

iii. Whichever hand totals nine or is closest to nine wins.

5. Wagers shall be paid as follows:

i. Winning hands shall be paid even money; and

ii. A winning bet on a tie shall be paid 8 to 1.

N.J. Admin. Code § 13:47-20.28