N.J. Admin. Code § 13:44E-1A.6

Current through Register Vol. 56, No. 23, December 2, 2024

Section 13:44E-1A.6 - Malpractice insurance

(a) The following words and terms, when used in this section, shall have the following meanings, unless the context clearly indicates otherwise:

"Authorized" means recognized by a government agency to offer chiropractic malpractice insurance products.

"Covered" means ongoing maintenance of insurance in the amount of at least $ 100,000 per occurrence and $ 300,000 per policy year with extended reporting endorsement coverage for claims made (or "tail coverage") issued by a carrier or other entity authorized to write chiropractic malpractice insurance.

"Maintaining a professional practice with responsibility for patient care" means the furnishing of professional services to patients in New Jersey including, but not limited to, the testing for, or diagnosis of, or the offering or furnishing of treatment, preventative chiropractic care or consultation relating to chiropractic care at a place, such as an office (even if located in the home) or clinic or through a business entity, regardless of the ownership of the practice.

(b) All doctors of chiropractic licensed to practice in this State who maintain a professional practice or have responsibility for patient care shall be covered by chiropractic malpractice insurance.

(c) All New Jersey-licensed chiropractic assistants working for a doctor of chiropractic as described in (b) above shall be covered by the malpractice insurance policy of that practice.

(d) Violations of (b) and (c) above shall be deemed professional misconduct within the meaning of N.J.S.A. 45:1-21(e).

N.J. Admin. Code § 13:44E-1A.6

Amended by 50 N.J.R. 1212(b), effective 5/7/2018