The use of such books as described at N.J.A.C. 11:4-4.1(a) is determined to be an unfair method of competition and unfair or deceptive act or practice pursuant to N.J.S.A. 17B:30-18, and such books shall not be used in connection with policies to which this regulation applies.
N.J. Admin. Code § 11:4-4.2
See: 27 New Jersey Register 3557(a), 28 New Jersey Register 165(a).