N.J. Admin. Code § 11:3-3A.3

Current through Register Vol. 56, No. 23, December 2, 2024

Section 11:3-3A.3 - Report requirements

(a) All private passenger automobile insurers are required to file the following reports on a semi-annual basis, reflecting data from the last 12 months, and showing the residual market separately from the voluntary data, for the evaluation dates of December 31 and June 30 of each year:

1. The Private Passenger Semi-Annual Reports;

2. The Limits of Liability Report;

3. The Coverage Option Survey--Personal Injury Protection ("PIP") Deductibles, Threshold Options; and

4. PIP Medical Expense Limits Report.

(b) The Private Passenger Semi-Annual Reports shall be filed in accordance with the template found at http://www.state.nj.us/dobi. The Private Passenger Semi-Annual Reports forms shall be filed for the following five subheadings:

1. Voluntary Standard Policy In-Force Exposure and In-Force Premiums;

2. Voluntary Basic Policy In-Force Exposures and In-Force Premiums;

3. Voluntary Special Automobile Insurance Plan In-Force Exposures and In-Force Premiums;

4. PAIP Standard Policy In-Force Exposures and In-Force Premiums; and

5. PAIP Basic Policy In-Force Exposures and In-Force Premium.

(c) The Limits of Liability Report shall be filed in accordance with the template found at http://www.state.nj.us/dobi, which itemizes limits of liability by ZIP code for the following subheadings:

1. Standard policy no limitation on lawsuit threshold--bodily injury split limits of liability;

2. Standard policy limitation on lawsuit threshold--bodily injury split limits of liability;

3. Standard policy limitation on lawsuit threshold--property damage split limits of liability;

4. Standard policy no limitation on lawsuit threshold--property damage split limits of liability;

5. Standard policy limitation on lawsuit threshold--combined single limit;

6. Standard policy no limitation on lawsuit threshold--combined single limit; and

7. Basic policy--liability limits.

(d) The Coverage Option Survey--PIP Deductibles, Threshold Options Report shall be filed in accordance with the template found at http://www.state.nj.us/dobi, and shall:

1. Be filed for both standard policies and basic policies;

2. Reflect the total number of automobiles with inforce coverage; and

3. Indicate the named driver exclusion, medical expense only, personal injury protection deductible, health primary or automobile primary, and lawsuit threshold or no threshold options selected with respect to each automobile by ZIP code and total.

(e) The PIP Medical Expense Limits Report shall be filed in accordance with the template found at http://www.state.nj.us/dobi, listing the total number of standard and basic in-force exposures for the six standard medical expense limits ($ 15,000; $ 50,000; $ 75,000; $ 150,000; $ 250,000; and excess of $ 250,000) and total by ZIP code.

(f) Reports with an evaluation date of December 31 shall be due by January 31.

(g) Reports with an evaluation date of June 30 shall be due by July 31.

(h) Reports shall be submitted using the Excel templates, available on the Department's website at http://www.state.nj.us/dobi on one of the following media:

1. E-mail (preferred media) to reports@dobi.nj.gov; or

2. CD-ROM mailed to:

New Jersey Department of Banking and Insurance

Office of Property and Casualty

PO Box 325

Trenton, NJ 08625-0325

(i) The Excel templates shall not be modified by the user in any way.

N.J. Admin. Code § 11:3-3A.3

Amended by R.2006 d.243, effective 7/3/2006.
See: 37 N.J.R. 4162(a), 38 N.J.R. 2828(c).
In (h), substituted "http://www.state.nj.us/dobi" for "http://www.state.nj.us/ dobi".
Amended by R.2008 d.75, effective 4/7/2008.
See: 39 N.J.R. 4538(a), 40 N.J.R. 1875(a).
In the introductory paragraph of (b), deleted "Tier Report;" following "Primary Classification;", added new (b)1iii; recodified former (b)1iii and (b)1iv as (b)1iv and (b)1v; in (b)2i, deleted ", tier" following "classification"; deleted former (b)2ii; recodified former (b)2iii and (b)2iv as (b)2ii and (b)2iii; in (b)2ii, inserted "(three for SAIP)"; in (b)2iii, deleted "except to include extra tiers within the original spreadsheet for insurers who have additional tiers not listed on the template" following "any way"; and in (i), deleted "except as stated above in (b)2iv above" following "any way".
Amended by R.2014 d.004, effective 1/6/2014.
See: 45 N.J.R. 1886(a), 46 N.J.R. 86(a).
Rewrote the section.
Notice of readoption with technical change, effective 1/3/2022. See: 54 N.J.R. 67(b).