N.J. Admin. Code § 11:3-33.5

Current through Register Vol. 56, No. 23, December 2, 2024

Section 11:3-33.5 - Procedure for filing an appeal

(a) Appeals from a denial of automobile insurance in the voluntary market shall be submitted to the Department, on a form prescribed by the Department (Appendix B to this subchapter, which is incorporated herein by reference as part of this rule), within 90 days of the date of a written denial from an insurer or insurance agent. Notwithstanding an insurer's or agent's obligation to provide a person with this form upon a denial of initial coverage (see N.J.A.C. 11:3-33.4(c)), copies can also be obtained by contacting the Department by telephone (609) 984-2426 or by mail at the address below:

Department of Banking and Insurance

Division of Enforcement and Consumer Protection

Attn: Auto Insurance Denial

20 West State Street

PO Box 471

Trenton, New Jersey 08625-0471

(b) The form prescribed by the Department shall be completed and submitted to the address above and shall include, at a minimum, the following information:

1. A copy of the written denial obtained from the insurer or agent pursuant to N.J.S.A. 17:33B-16 and N.J.A.C. 11:3-33.4. When an applicant receives an oral denial, he or she shall request a written denial as provided by N.J.A.C. 11:3-33.4; and

2. A statement from the applicant who has received a denial of coverage, including supporting documentation, if any, indicating the reasons why the denial is improper.

N.J. Admin. Code § 11:3-33.5

Amended by R.2001 d.44, effective 2/5/2001.
See: 32 New Jersey Register 3891(a), 33 New Jersey Register 573(a).
Notice of readoption with technical change, effective 1/3/2022.
See: 54 N.J.R. 67(b).