N.J. Admin. Code § 11:13-1.2

Current through Register Vol. 56, No. 24, December 18, 2024

Section 11:13-1.2 - Scope

(a) This chapter applies to all policies or contracts of insurance issued by a licensed insurer pursuant to Title 17 of the Revised Statutes except:

1. Ocean marine, title, mortgage guaranty, workers' compensation and employers' liability, and policy or contract of reinsurance, other than joint reinsurance, as provided for in section 22 of the Commercial Insurance Deregulation Act of 1982, insurance written through the New Jersey Medical Malpractice Reinsurance Association, insurance written through the New Jersey Insurance Underwriting Association, and the insurance issued by hospital service or medical service corporations;

2. Insurance issued for personal, family or household purposes;

i. Examples of policies of insurance issued for personal, family or household purposes are:

(1) Policies used solely to provide homeowners insurance, dwelling fire insurance on one to four family units, or individual fire insurance on dwelling contents;

(2) Policies principally used to provide primary insurance on private passenger automobiles that are individually owned and used for personal or family needs;

(3) Policies of personal inland marine, personal theft, residence glass, personal liability insurance and personal excess; and

(4) Policies of self-storage personal property insurance as defined at N.J.A.C. 11:17-1.2.

ii. Insurance issued for personal, family or household purposes does not include insurance used to cover business, professional or other commercial risks, such as farmowners, businessowners and commercial multi-peril policies.

N.J. Admin. Code § 11:13-1.2

Amended by R.1989 d.621, effective 12/18/1989.
See: 21 New Jersey Register 1641(b), 21 New Jersey Register 3926(a).
"Farmowners insurance" added as example of policies issued for personal, family or household purposes.
Amended by R.1997 d.278, effective 7/7/1997.
See: 28 New Jersey Register 4707(a), 29 New Jersey Register 2853(a).
Added (a)2i(5).
Amended by R.2002 d.104, effective 4/1/2002.
See: 33 New Jersey Register 4056(a), 34 New Jersey Register 1454(a).
In (a), substituted "that" for "which" in 2i(2), deleted 2i(4) and recodified former 2i(5) as 2i(4), and inserted "farmowners," in 2ii.