Part Ins 3601 - LONG-TERM CARE INSURANCE

Section Ins 3601.01 - Purpose
Section Ins 3601.02 - Applicability and Scope
Section Ins 3601.03 - Definitions
Section Ins 3601.04 - Policy Definitions
Section Ins 3601.05 - Policy Practices and Provisions
Section Ins 3601.06 - Unintentional Lapse
Section Ins 3601.07 - Required Disclosure Provisions
Section Ins 3601.08 - Required Disclosure of Rating Practices to Consumers
Section Ins 3601.09 - Initial Filing Requirements
Section Ins 3601.10 - Prohibition Against Post-Claims Underwriting
Section Ins 3601.11 - Minimum Standards for Home Health and Community Care Benefits in Long-Term Care Insurance Policies
Section Ins 3601.12 - Requirement to Offer Inflation Protection
Section Ins 3601.13 - Requirements for Application Forms and Replacement Coverage
Section Ins 3601.14 - Reporting Requirements
Section Ins 3601.15 - Licensing
Section Ins 3601.16 - Discretionary Powers of Commissioner
Section Ins 3601.17 - Reserve Standards
Section Ins 3601.18 - Loss Ratio
Section Ins 3601.19 - Premium Rate Schedule Increases
Section Ins 3601.20 - Filing Requirement
Section Ins 3601.21 - Filing Requirements for Advertising
Section Ins 3601.22 - Standards for Marketing
Section Ins 3601.23 - Suitability
Section Ins 3601.24 - Prohibition Against Preexisting Conditions and Probationary Periods in Replacement Policies or Certificates
Section Ins 3601.25 - Availability of New Services or Providers
Section Ins 3601.26 - Right to Reduce Coverage and Lower Premiums
Section Ins 3601.27 - Nonforfeiture Benefit Requirement
Section Ins 3601.28 - Standards for Benefit Triggers
Section Ins 3601.29 - Additional Standards for Benefit Triggers for Qualified Long-Term Care Insurance Contracts
Section Ins 3601.30 - Appealing an Insurer's Determination That the Benefit Trigger Is Not Met
Section Ins 3601.31 - Prompt Payment of Clean Claims
Section Ins 3601.32 - Standard Format Outline of Coverage
Section Ins 3601.33 - Requirement to Deliver Shopper's Guide
Section Ins 3601.34 - Penalties
Appendix A
Appendix B
Appendix C
Appendix D
Appendix E
Appendix F
Appendix G
Appendix H