Current through Register No. 50, December 12, 2024
Section Ins 2601.04 - Method of Disclosure of Required Information(a) All information, exceptions, limitations, reductions and other restrictions required to be disclosed by this part shall be set out conspicuously and in close conjunction to the statements to which the information relates or under appropriate captions of such prominence that it shall not be minimized, rendered obscure or presented in an ambiguous fashion or intermingled with the context of the advertisements so as to be confusing or misleading. This part permits, but is not limited to, the use of either the following methods of disclosure: (1) Disclosure in the description of the related benefits or in a paragraph set out in close conjunction with the description of the policy benefits; or(2) Disclosure not in conjunction with the provisions describing policy benefits but under appropriate captions of such prominence that the information shall not be minimized, rendered obscure or otherwise made to appear unimportant. The phrase "under appropriate captions" means that the title shall be accurately descriptive of the captioned material. Appropriate captions include the following: "Exceptions," "Exclusions," "Conditions Not Covered," and "Exceptions and Reductions." The use of captions such as the following are prohibited because they do not provide adequate notice of the significance of the material: "Extent of Coverage," "Only these Exclusions," or "Minimum Limitations."N.H. Admin. Code § Ins 2601.04
Amended by Volume XXXVI Number 36, Filed September 8, 2016, Proposed by #11173, Effective 12/5/2016, Expires 12/5/2026.