Current through Register No. 44, October 31, 2024
Section Ins 1002.06 - Additional Information Required in Accepting or Denying Claims(a) In addition to the provisions of Ins 1002.05, if a claim is denied in whole or in part, the insured or claimant shall be given a written notice of the reason for the denial and any applicable policy provision upon which denial is based, provided, however, that if the reason for the denial is fraud, the notification shall be deemed sufficient if it provides a general statement explaining that the damage did not occur in the manner reported by the insured and/or claimant.(b) Every insurer shall provide with each claim payment, either on the check, draft or in a letter, the reason for the payment and the date of loss, for example, "collision payment for your accident on (date), homeowner contents payment for your fire loss on (date) or property damage loss to your motor vehicle as the result of an accident on (date)."N.H. Admin. Code § Ins 1002.06
Amended by Volume XXXV Number 45, Filed November 12, 2015, Proposed by #10962, Effective 10/26/2015, Expires 10/26/2025.