In granting an amendment to the bank charter to authorize a bank to conduct a trust business, the Director of Banking will give consideration to the following matters and to any other facts and circumstances that may, in the Director's discretion, be deemed necessary:
003.01 Whether the bank has sufficient capital and surplus to conduct the trust business applied for.003.02 The needs of the community for the services of a trust business.003.03 The general condition of the bank.003.04 The general character and ability of the management of the bank.003.05 The nature of the supervision to be given to trust department activities, including the qualifications, experience and character of the proposed trust department personnel; methods of trust department operations; and, methods of investing trust funds.003.06 Whether the bank has available legal counsel to advise and pass upon fiduciary matters whenever necessary.003.07 Whether the stockholders, directors, and officers are parties of integrity and responsibility.45 Neb. Admin. Code, ch. 21, § 003