19 Miss. Code. R. 1-23.14

Current through December 10, 2024

Rule 19-1-23.14 - Confidential Customer Information

A. A financial institution may not release a customer's insurance information to any person other than an officer, director, employee, agent, or affiliate of the financial institution without the written consent of the customer. For the purposes of this Section, "insurance information" means information concerning the premiums, terms and conditions of insurance coverage, insurance claims, and the insurance history of a customer contained in the financial institution's records.

B. Subsection (A) of this section shall not apply to:

1. Names, addresses and telephone numbers derived in any manner from the financial institution's records; or

2. The release of insurance information as otherwise authorized or prohibited by State or federal law.

C. A financial institution shall not require premium information when requiring evidence of insurance in connection with a loan or extension of credit and shall not use such premium information for the purpose of soliciting insurance without the written consent of the customer.

D. A financial institution may not use health information obtained from a customer's insurance records for any purpose other than for its own activities pursuant to this Code.

19 Miss. Code. R. 1-23.14

Miss. Code Ann. § 83-6-29 (Rev. 2011)