Minn. R. 2770.8000
The following schedule shows the number of points that must be accumulated before a policy can be nonrenewed:
| Number of household vehicles insured by the same insurer | Number of Points required to nonrenew |
| 1 | 2 |
| 2 | 3 |
| 3 | 3-1/2 |
| 4 or more | 4 |
If one operator accumulates three points or more, a policy or policies may be nonrenewed regardless of the number of insured vehicles in the household. If at the time the nonrenewal was sent, a household member owns an automobile and a policy of his or her own, then that household member's driving record cannot be used to determine a basis for nonrenewal of policies of other household members.
Accidents or violations occurring while operating a commercial vehicle or an emergency vehicle cannot be used to accumulate points for nonrenewing a private passenger vehicle policy, except for violations in the four-point category.
Minn. R. 2770.8000
Statutory Authority: MS s 45.023; 65B.17