Mich. Admin. Code R. 400.7027

Current through Vol. 24-17, October 1, 2024

Section R. 400.7027 - Home ownership services

Rule 27.

(1) The department may issue payment for home ownership services, which include any of the following services that are necessary to maintain a homestead:

(a) Mortgage, land contract payments, or mobile home sales contracts, including principal and interest, legal fees, and escrow accounts for taxes and insurance.

(b) Property taxes and fees.

(c) Home insurance premiums that are required under the terms of a mortgage or land contract.

(d) Mobile home lot rental.

(2) Home ownership services may be approved only to prevent foreclosure or the initiation of a foreclosure or eviction action or loss of a homestead due to unpaid taxes. Emergency relief shall not be approved for home ownership services if there is no plan to ensure that the home will continue to provide safe and affordable shelter for the SER group.

(3) Payment for home ownership services shall not be made unless the income of the SER group is sufficient to meet the total housing obligation of the dwelling unit, thereby assuring that the same emergency will not recur in the immediate future.

(4) Payment for home ownership services shall not be approved if the payment would cause the home ownership services allowance to be exceeded.

(5) The home ownership services allowance shall be determined by the department and shall be published in department policy and be made available to the public. The allowance is for the lifetime of the client.

(6) Payment for home ownership services shall not be approved unless all of the following provisions are satisfied:

(a) A member of the SER group is the owner or purchaser of the home.

(b) The home is the SER group's permanent, usual place of residence.

(c) The home is in livable condition or can be brought to livable condition within the remaining home repairs allowances.

(d) The home is not currently listed for sale.

(7) Payment for property taxes under home ownership services shall not be approved if the total tax arrearage for all years is more than the ownership services maximum $2,000.00.

Mich. Admin. Code R. 400.7027

1993 AACS; 2015 MR 9, Eff. May 7, 2015