Md. Code Regs. 10.09.43.06

Current through Register Vol. 51, No. 25, December 13, 2024

Section 10.09.43.06 - Consideration of Family Income

A. The representative shall report the income of each family member. When there is evidence of regular expenditures that are inconsistent with reported income, the representative shall offer an explanation to reconcile the inconsistency.

B. Determining Countable Family Income.

(1) In determining an applicant's financial eligibility for MCHP Premium, the applicant's family income shall be considered for the applicable period under consideration.

(2) Family income shall consist of the income of the applicant and the following family members, if living with the applicant:

(a) The applicant's parent or parents; and

(b) At the option of the applicant's representative, any of the applicant's siblings.

C. Regularity of Income. If an applicant or family member with countable income has regular income (including income from self-employment, irregular, or seasonal earnings), the amount to be considered is the amount which is available, or the amount which can reasonably be expected to be available, as annual income.

D. Treatment of Income.

(1) Earned and unearned income, which is addressed under Regulation .07 of this chapter, shall be counted to establish countable gross income.

(2) Countable gross income shall be reduced by subtracting appropriate income disregards as specified under Regulation .08 of this chapter to determine countable net income.

Md. Code Regs. 10.09.43.06

Regulations .06 adopted as an emergency provision effective July 1, 2001 (28:12 Md. R. 1102); adopted permanently effective September 3, 2001 (28:17 Md. R. 1556)