Section 031-440-1-3 - CoveragesThe following coverages and such other coverages as the Board of Governors may from time to time authorize, subject to the approval of the Superintendent, shall be available through the residual market:
A. Statutory Workers' Compensation (part one) - Coverage under the Maine Workers' Compensation Act and Occupational Disease Law is available.B. Employers' 'Liability (part two). Part two is restricted to the standard limit of liability as provided by basic manual rule unless the insured requests higher limits of liability in which event the maximum policy limits available shall be at least $1,000,000/$1,000,000/$1,000,000. This coverage is available only as an adjunct to State compensation act coverage.C. Other States' Insurance (part three). Coverage is available as provided by basic manual rule for all states as indicated on the policy.D. Maritime (Admiralty) and Federal Employers' Liability Act. Liability under Maritime (Admiralty) or Federal Employers' Liability Act, Programs I and II (standard limits shall be as prescribed in the State by Basic Manual Rule), written as an adjunct to the Maine Workers' Compensation and Occupational Disease Act coverage is permitted.E. Voluntary Compensation Endorsement. This endorsement is not available except to fulfill the requirements of Program II of Maritime and/or Federal Employers' Liability Act.F. United States Longshoremen's- and Harbor Workers' Act. Coverage of liability under the United States Longshoremen's and Harbor Workers' Compensation Act written as an adjunct to Maine Workers' Compensation Act and Occupational Disease Law coverage is available.G. Outer Continental Shelf Lands Act. Coverage of liability under the Outer Continental Shelf Lands Act written as an adjunct to Maine Workers' Compensation Act and Occupational Disease Law coverage is available.H. Defense Base Compensation Act. Coverage of liability under the Defense Base Compensation Act written as an adjunct to Maine Workers' Compensation Act and Occupational Disease Law coverage is available.I. Non-Appropriated Fund Instrumentalities Act. Coverage of liability under the Non-Appropriated Fund Instrumentalities Act written as an adjunct to the Maine Workers' Compensation Act and Occupational Disease Law coverage is available.J. Transportation, Wages, Maintenance and Cure. Transportation, wages, maintenance and cure, if required of the insured by contract, are permitted.K. Waiver of Subrogation . This endorsement is permitted if required of the insured by contract.L. Special Endorsements. The coverages outlined above as they apply to special endorsements (e.g., the alternate employer endorsement) which may be used if required of the insured by contract and permitted by the State, are permitted.02-031 C.M.R. ch. 440, § 1-3