This Rule applies to all policies subject to 24 M.R.S.A. § 2325-A, 24-A M.R.S.A. § 24-AM.R.S.A. § 2843 and 24-A M.R.S.A. § 4234-A. Pursuant to those sections, this rule does not apply to employee group insurance policies issued to employers with 20 or fewer employees insured under the group policy. This rule does apply to other types of groups, such as association groups, and to all group HMO contracts, regardless of size. Nothing in this Rule requires benefit levels or maximum lifetime or annual benefits for treatment of mental illness that exceed the highest benefit levels payable for other covered illnesses and diseases.
02-031 C.M.R. ch. 330, § 3