La. Admin. Code tit. 32 § V-503

Current through 2024 Legislative Session
Section V-503 - [Effective 1/1/2025] Out of Pocket Maximums
A. Plan Participants When OGB Is the Primary Payer for All Plan Participants

Out-of-Pocket Maximum Per Benefit Period

(Includes All Eligible Deductibles, Coinsurance Amounts and Copayments)

Network

Non-Network

Individual

$5,000

$10,000

Family

$10,000

$20,000

B. Plan Participants When Medicare Is the Primary Payer for at Least One Plan Participant

Out-of-Pocket Maximum1 Per Benefit Period

(Includes All Eligible Deductibles, Coinsurance Amounts and Copayments)

Network

Non-Network

Individual

Medical: $3,000

Prescription: $2,000

$10,000

Family (Medicare Paying Primary for One)

Medical: $8,000

Prescription: $2,000

$20,000

Family (Medicare Paying Primary for Two)

Medical: $6,000

Prescription: $2,000 per participant

$20,000

Family (Medicare Paying Primary for Three)

Medical: $4,000

Prescription: $2,000 per participant

$20,000

1 Medical Out-of-Pocket Maximum applies to medical expenditures for all Plan Participants and to Prescription expenditures for Plan Participants when OGB is the primary payer. Prescription Out-of-Pocket Maximum applies to each Plan Participant when Medicare is the primary payer.

La. Admin. Code tit. 32, § V-503

Promulgated by the Office of the Governor, Division of Administration, Office of Group Benefits, LR 41:364 (February 2015), effective March 1, 2015, Amended LR LR 501470 (10/1/2024), effective 1/1/2025.
AUTHORITY NOTE: Promulgated in accordance with R.S. 42:801(C) and 802(B)(1).