"Coinsurance" means a percentage of costs of a covered health care service that has to be paid.
"Copayment" means a fixed amount a member pays for a covered health care service.
"Deductible" means the amount paid for covered health care services before the insurance plan will effect payment.
"Medicare cost sharing" means the Medicare member's responsibility for a Medicare-covered service. "Medicare cost sharing" includes coinsurance, copayments, and deductibles.
"Qualified Medicare beneficiary" or "QMB" means an individual who has been determined eligible for the QMB program pursuant to 441-subrule 75.1(29). Under the QMB program, Medicaid pays the individual's Medicare Part A and B premiums; coinsurance; copayment; and deductible (except for Part D).
This rule is intended to implement Iowa Code section 249A.4.
Iowa Admin. Code r. 441-78.58