Section 18.06.02.016 - TYPES OF PERMITTED ACCOUNTS01.Federally Insured. A producer will maintain fiduciary funds only in federally insured accounts.02.Investments. If funds held exceed the federally insured limits, then only the excess funds may be deposited into: a. An investment account that invests only in United States government bonds, United States Treasury certificates or in federally guaranteed obligations; orb. Money market mutual funds registered with the SEC which are rated AAA by Moody's S&P.03.Designation. A fiduciary fund account is so designated on the records of the financial institution. The account has a separate account number, a separate check register and its own checks displaying "Trust Fund Account" or similar designation on the face of each check.04.Interest. The producer will maintain records of any interest accrued.05.Affiliated Fiduciary Fund Account. A producer may maintain fiduciary funds in the fiduciary fund account of an affiliated producer. Each producer retains responsibility for compliance.Idaho Admin. Code r. 18.06.02.016