Idaho Admin. Code r. 18.04.15.021

Current through September 2, 2024
Section 18.04.15.021 - RENEWAL AND REISSUANCE
01.Enhanced Short-term Plans Renewals.
a. A policy is to be renewable at the option of the enrollee, consistent with Section 41-5207, Idaho Code.
b. No new application or questions concerning the health or medical condition of the covered individuals may be requested to effectuate the renewal.
c. A policy is not to be renewable beyond thirty-six (36) consecutive months.
d. Upon exhaustion of a policy's renewability due to duration or age, the policyholder is eligible for enrollment into fully renewable coverage, including all of the current carrier's QHPs, when an enhanced short-term policy has been in effect for at least eleven (11) months. Timely notification of eligibility is to be provided to the policyholder plus the notification of any offer of reissuance.
02.Enhanced Short-term Plans Reissuances. Upon exhausting renewability due to duration or age, the following provisions apply to reissuance:
a. No new application or questions concerning the health or medical condition of the covered individuals may be requested for reissuance.
b. The reissuance premium rate is a change in premium rate subject to IDAPA 18.04.13.036.17.
03.Nonrenewable Coverage. Carriers are not to renew nonrenewable short-term coverage and are not to reissue or replace nonrenewable short-term coverage issued by the same or another carrier.

Idaho Admin. Code r. 18.04.15.021

Effective March 31, 2022