Section 18.04.11.036 - REQUIREMENT TO DELIVER SHOPPER'S GUIDE01.Approved Format. A long-term care insurance shopper's guide in the format developed by the National Association of Insurance Commissioners, or a guide developed or approved by the director, is provided to all prospective applicants of a long-term care insurance policy or certificate. a. In the case of producer solicitations, a producer will deliver the shopper's guide prior to the presentation of an application or enrollment form.b. In the case of direct response solicitations, the shopper's guide will be presented in conjunction with any application or enrollment form.02.Exceptions. Life insurance policies or riders containing accelerated long-term care benefits are not obligated to furnish the above-referenced guide, but furnish the policy summary prescribed under Section 41-4605(9), Idaho Code, Disclosure and Performance Standards for Long-Term Care Insurance.Idaho Admin. Code r. 18.04.11.036