Section 18.01.01.251 - PROVIDING OPT OUT NOTICE TO CONSUMERS AND COMPLYING WITH OPT OUT DIRECTION01.Joint Relationships. If two (2) or more consumers jointly obtain an insurance product or service from a licensee, the licensee may provide a single opt out notice providing any of the joint consumers to exercise the right to opt out. The licensee may either:a. Treat an opt out direction by a joint consumer as applying to all of the associated joint consumers; orb. Permit each joint consumer to opt out separately.c. A licensee cannot require all joint consumers to opt out before it implements any opt out direction.02.Time to Comply with Opt Out. A licensee will comply with a consumer's opt out direction as soon as reasonably practicable after the licensee receives it.03.Continuing Right to Opt Out. A consumer may exercise the right to opt out at any time.04.Duration of Consumer's Opt Out Direction. a. A consumer's direction to opt out under Sections 250 and 251 is effective until the consumer revokes it in writing or, if the consumer agrees, electronically.b. If the individual subsequently establishes a new customer relationship with the licensee, the opt out direction that applied to the former relationship does not apply to the new relationship.05.Delivery. When a licensee is prescribed to deliver an opt out notice by Section 250, the licensee will deliver it according to Section 350.Idaho Admin. Code r. 18.01.01.251