Section 15-176-14 - Financial planning and credit counseling(a) Consultant interviews with a counselor or financial planner shall be made available on an individual or family basis to provide credit analysis, projections, and suggestions.(b) A maximum of one hour per month per applicant family shall be made available. Consumer credit counseling to resolve negative credit history will be made available by appointment. [Eff OCT 25 1999] (Auth: HRS §§ 2016-4, 2016-351) (Imp: HRS § 2016-351)