(a) Each respondent, within ten days from the service of the complaint, may file an answer thereto. An original and four copies of the answer shall be filed with the board. Immediately upon the filing of this answer, the respondent shall serve a copy thereof on each of the other parties. An answer of a party represented by counsel shall be signed by at least one attorney of record in the attorney's individual name. The attorney's address shall also be stated. A party who is not represented by an attorney shall sign the party's name and state the party's address.(b) The answer, when one is filed, shall contain a short and plain statement of the facts or the law, or both, which constitute a defense. When an answer is filed, the respondent shall specifically admit, deny or explain each of the facts alleged in the complaint unless the respondent shall so state, and the statement shall operate as a denial. Any allegation in the complaint nor specifically denied or explained in the answer, unless it is stated in the answer that the respondent is without knowledge, may be deemed to be admitted to be true, and may be so found by the board. For cause shown, the board may waive any requirement of this section, upon application prior to or at the beginning of a hearing.[Eff. NOV 10 1983] (Auth: HRS § 377-11) (Imp: HRS § 377-9)