If any provision of the rules in this Chapter 80-5-4 or the application of them to any financial institution or circumstance is held invalid, such invalidity shall not affect the provisions or applications of the rules herein which can be given effect without the invalid portion. To that end, the provisions of these rules are declared to be severable.
Ga. Comp. R. & Regs. R. 80-5-4-.10
O.C.G.A, Secs. 7-1-61, 7-1-261(11).