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Georgia Administrative Code
Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONERChapter 120-2 - RULES OF COMMISSIONER OF INSURANCE
Subject 120-2-103 - CERTIFICATES OF INSURANCE
Rule 120-2-103-.04 - Definitions

Ga. Comp. R. & Regs. 120-2-103-.04

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Current through Rules and Regulations filed through October 29, 2024
Rule 120-2-103-.04 - Definitions

For the purpose of this regulation:

(1) "Certificate" or "certificate of insurance" means any document or instrument, no matter how titled or described, which is prepared or issued by an insurer or insurance producer as evidence of property or casualty insurance coverage. "Certificate" or "certificate of insurance" shall not include a policy of insurance, policy endorsement or insurance binder, including any policy of insurance which may be referred to as a certificate, or any insurance information card or identification card issued in conjunction with a motor vehicle insurance policy.
(2) "Certificate holder" means any person, other than a policyholder, who requests, obtains, or possesses a certificate of insurance.
(3) "Commissioner" means the Commissioner of Insurance for the State of Georgia.
(4) "Insurance Producer" means a person required to be licensed under the laws of this state to sell, solicit, or negotiate insurance.
(5) "Insurer" means any person engaged as indemnitor, surety, or contractor who issues insurance as defined by Code Sections 33-7-3 and 33-7-6. Insurer shall not mean any offering of accident, sickness, or disability insurance by a fraternal benefit society, as provided under Code Section 33-15-60; nonprofit medical service corporations, as provided under Chapters 18 and 19 of Title 33; health care plans, as provided under Chapter 20 of Title 33; health maintenance organization, as provided under Chapter 21 of Title 33; any provisions of accident and sickness insurance policies generally, as provided under Code Sections 33-24-20 through 33-24-31; individual accident and sickness insurance, as provided under Chapter 29 of Title 33; or group or blanket accident and sickness insurance, as provided under Chapter 30 of Title 33.
(6) "Person" means any individual, partnership, corporation, association, or other legal entity, including any government or governmental subdivision or agency.
(7) "Policyholder" means a person who has contracted with a property and casualty insurer for insurance coverages.

Ga. Comp. R. & Regs. R. 120-2-103-.04

O.C.G.A. § 33-2-9 and 33-24-19.1(b).

Original Rule entitled "Definitions" adopted. F. May 6, 2013; eff. May 26, 2013.