D.C. Mun. Regs. tit. 30, r. 30-975
There are 10 prize levels in the Game.
Except as provided in Sections 973, 974, 975, or 976 of these regulations, the top prize (Prize Level #1) shall be annuitized and based on a top prize liability that will be split equally among the number of winning tickets.
A top prize winner may request the cash option, the amount of which is to be established by the New England Lotteries for a defined period of Drawing Events. Notice of the amount of and changes to the cash option shall be posted on the Lucky For Life game's website and/or published in a manner determined by the Agency at least thirty (30) days prior to the first Drawing Event to which it is applicable (the "Published Notice"). Under certain circumstances, as defined in Subsection 975.6 of these regulations, the top prize is required to be paid in a single lump sum cash payment and no annuitized payment option is available.
If there is one (1) top prize winner, the annuitized prize value will be seven thousand dollars ($7,000.00) per week for life. As an alternative to the annuitized payment option, the top prize winner may request the top prize cash option in the amount set forth in the Published Notice.
If there are between two (2) and fourteen (14) top prize winners, the annuitized payment option, based on an annuitized prize value of seven thousand dollars ($7,000.00) per week, will be divided by the total number of top prize winners. The minimum annuitized prize value for this category will be five hundred dollars ($500.00) a week for life. Any of these two (2) to fourteen (14) top prize winners may choose the cash option as an alternative to the annuitized payment option. The amount of the cash option for this category will be the amount of the top prize cash option set forth in the Published Notice divided by the total number of top prize winners. The minimum cash option for this category will be the amount set forth in the Published Notice.
If there are fifteen (15) or more top prize winners, the top prize liability shall be capped at seven million one hundred twenty-five thousand dollars ($7,125,000.00), shall be split equally among all top prize winners, and shall paid in one (1) lump sum cash payment, without an annuitized payment option. The minimum prize value for this category shall not be less than any lower tier prize paid in that respective Drawing Event.
Winner(s) of the top prize who do not request the cash option shall be paid their appropriate top prize share on a weekly basis, or according to such other schedule of payments set at the discretion the Agency, as permitted in Sections 973, 974, 975, or 976 of these regulations, for a minimum period of twenty (20) years. The first Top Prize payment will be made when the prize is claimed at the Agency's Headquarters or other location designated by the Executive Director.
Except as provided in Subsections 975.3, 975.4, or 975.5 of these regulations, the second prize (Prize Level #2) winner will be paid twenty-five thousand dollars ($25,000.00) a year for life. A second prize winner may request the cash option, the amount of which is to be established by the New England Lotteries for a defined period of Drawing Events. Notice of the amount of and changes to the cash option shall be posted on the Lucky for Life website and/or by the Agency. Under certain circumstances, as defined in Subsection 975.10 of these regulations, the second prize is required to be paid in a single lump sum cash payment and no annuitized payment option is available.
If there are between one (1) and twenty (20) second prize winner(s), the annuitized prize value will be twenty-five thousand dollars ($25,000.00) per year for life. Any of these one (1) to twenty (20) second prize winner(s) may choose the second prize cash option as an alternative to the annuitized payment option. The amount of the cash option for this category will be set forth in the Published Notice.
If there are twenty-one (21) or more second prize winners, the second prize liability shall be capped at nine million four hundred thousand dollars ($9,400,000.00), shall be split equally among all second prize winners, and shall be paid in a single lump sum cash payment, without an annuitized payment option. The minimum prize value for this category shall not be less than any lower tier prize paid in that respective Drawing Event.
The winner(s) of the second prize who do not request the cash option shall be paid their appropriate second prize share on an annual basis for a minimum period of twenty (20) years. The initial second prize payment will be made when the prize is claimed at the Agency's Headquarters or other location designated by the Executive Director; subsequent second prize payments will be made annually thereafter.
For a single bet or wager, the measuring life of a prize winner used to determine the duration over which the prize is paid, shall be the natural life of the individual determined by the Agency to be the prize Winner. If the prize under a single bet or wager is being claimed by more than one (1) natural person or by a legal entity, the measuring life for that prize winner shall be twenty (20) years.
If paid in a lump sum cash or single cash payment, prize amounts will be rounded to the nearest whole dollar.
Except as provided in Sections 973, 974, 975, or 976 of these regulations, the third prize (Prize Level #3) will be paid as a five thousand dollar ($5,000.00) set prize. If there are more than one thousand (1,000) winners of this prize level in a single Drawing Event, the total prize liability of five million dollars ($5,000,000.00) ($5,000.00 x 1,000) will be split equally among the winners.
Under no circumstances, will the value of the third prize fall below a minimum prize value of two hundred dollars ($200.00) per winner, regardless of the number of Winners.
The holder of a Winning Ticket shall be entitled only to the prize won by matching the winning numbers in the highest matching prize category.
All Winning Tickets, including the top prize and second prize Winning Tickets, shall be paid in accordance with District of Columbia jurisdictional law, D.C. Official Code §§ 3-1301et seq., and Title 30 of the District of Columbia's Municipal Regulations.
The Agency shall withhold taxes and other required withholdings in accordance with applicable federal and District laws.
To be a valid Winning Ticket and eligible to receive a prize, a Winning Ticket shall satisfy all the requirements established for the validation of Winning Tickets sold through the Agency's Central Computer System, and any other requirements adopted by the Agency and New England Lottery Directors.
The Agency shall not be responsible for game tickets that are altered in any manner.
Except in the case of a cash option payment or a lump sum cash payment paid in accordance with Sections 973, 974, 975, or 976 of these regulations, annuitized prize payments shall be made for the measuring life of the top prize or second prize winner.
All annuitized payments shall be made for a minimum of twenty (20) years. The measuring life as defined in Subsection 975.12 of these regulations shall be determined at the time the top prize or second prize is claimed.
All low-tier set prizes (all prizes except the top prize and second prize) shall be paid in one (1) single cash payment through the Agency. Prizes shall be rounded to the nearest whole dollar. The Agency may begin paying low-tier cash prizes after receiving authorization to pay from the Clearinghouse Lottery.
The following table details the Game's statistical information.
Odds of Winning, Prize Payouts and Prize Funding as a Percentage of Sales.
Prize Level | Matches Set #1 (5 of 48) | Matches Set #2 (1 of 18) | Odds of Winning: 1/ | Prize | % Sales |
1 | 5 | 1 | 30,821,472.000 | $7,000/Week for Life* | 10.2201% |
2 | 5 | 0 | 1,813,027.765 | $25,000/Year for Life* | 11.6380% |
3 | 4 | 1 | 143,355.684 | $5,000* | 1.7439% |
4 | 4 | 0 | 8,432.687 | $200 | 1.1859% |
5 | 3 | 1 | 3,413.231 | $150 | 2.1973% |
6 | 3 | 0 | 200.778 | $20 | 4.9806% |
7 | 2 | 1 | 249.749 | $25 | 5.0050% |
8 | 2 | 0 | 14.691 | $3 | 10.2103% |
9 | 1 | 1 | 49.950 | $6 | 6.0060% |
10 | 0 | 1 | 32.019 | $4 | 6.2463% |
Total Payout | 59.4335% |
Average Chance of Winning: 1 in 7.769
*Prize amounts may be split if there are multiple winners, in accordance with the provisions established in Subsections 975.6, 975.10, and 975.14 of these regulations. Split prizes may be lower than the published prize amounts.
D.C. Mun. Regs. tit. 30, r. 30-975