D.C. Mun. Regs. tit. 26, r. 26-A300

Current through Register 71, No. 45, November 7, 2024

Rule 26-A300 - PERMISSIBLE REASONS FOR CANCELLATION

300.1

No automobile policy shall be cancelled, nor shall any cancellation be effective for any purpose, unless the insured has done any of the following:

(a) Refused or failed to pay a premium due under the terms of the policy;

(b) Been subjected to suspension of his or her operator's permit at any time during the policy period if he or she is the named insured in an operator's policy;

(c) Been subjected to suspension of the registration of a motor vehicle designated in his or her owner's or automobile policy at any time during the policy period, if as a result of that suspension no motor vehicle specifically described in that owner's policy is validly registered;

(d) Made a material and willful misstatement or omission of fact to the insurer or its employees, agents or brokers in connection with any application to or claim against that insurer; or

(e) The motor vehicle or other interest of the insured shall have been transferred to a person other than the insured or beneficiary, unless the transfer is permissible under the terms of the policy, or unless the motor vehicle, interest or use thereof shall have materially changed with respect to its insurability.

300.2

No other policy shall be cancelled nor shall that cancellation be effective for any purpose, unless any of the following conditions happen:

(a) The insured has refused or failed to pay a premium due under the terms of the policy;

(b) The insured has made a material and willful misstatement or omission of fact to the insurer or its employees, agents, or brokers in connection with any application to or claim against that insurer; or

(c) The property or other interest of the insured shall have been transferred to a person other than the insured or beneficiary, unless the transfer is permissible under the terms of the policy, or unless the property, interest or use thereof shall have materially changed with respect to its insurability.

D.C. Mun. Regs. tit. 26, r. 26-A300