Section 38a-481-7 - Rate filing process(a) All rate filings shall be submitted via SERFF.(b) For filings subject to the requirements of the PPACA, all fields in SERFF added for reporting requirements to the federal Department of Health and Human Services in accordance with PPACA shall be populated.(c) All rate filings shall be made in accordance with Department bulletins, notifications, and other written guidance.(d) Incomplete submissions may be rejected.(e) No rate filing shall be approved if the Department determines that it is excessive, inadequate or unfairly discriminatory.(f) Rates shall not be approved unless the policy forms to which they apply are approved.(g) No rate may be marketed until the rates are approved. The Commissioner may grant conditional approval to enhance the fairness and efficiency of the marketplace.Conn. Agencies Regs. § 38a-481-7