HB23-1174, enacted in the aftermath of the December 30, 2021, Marshall Fire, requires insurers to consider certain costs related to the reconstruction of a dwelling, and disclose to the applicant or policyholder the factors and costs considered when establishing the replacement cost estimate of the dwelling. See §§ 10-4-110.8 (8), (9.5) and (15), C.R.S.
3 CCR 702-5-1-26-2