3 Colo. Code Regs. § 702-5-1-17-4
Current through Register Vol. 47, No. 24, December 25, 2024
Section 3 CCR 702-5-1-17-4 - DefinitionsA. "Fire insurance policy" means a policy of insurance on real or personal property, which includes commercial residential property, including Homeowner Association properties, non-commercial dwelling fire, homeowners, tenant homeowners, or mobile homeowners.B. "Immediately threatened area" means an area located within a federally designated disaster area because of wildfires, based on such property's zip code, county location, or distance from any wildfire. Absent a written determination by a government official, or a determination otherwise published by a government official, of the area defined as an immediately threatened area, such term shall mean the area under a lawful order to evacuate or an area under a lawful pre- evacuation order.C. "Reasonable actions to reduce the risk of fire" means underwriting requirements which may include, but are not limited to:1. Requiring the property owner to provide a defensible space around the structure;2. Requiring the property owner to clean out debris and leaves from gutters and downspouts as well as from beneath decks and porches; and3. Adding or enhancing fire prevention systems and fire suppression systems.38 CR 17, September 10, 2015, effective 10/1/201538 CR 18, September 25, 2015, effective 10/15/201539 CR 01, January 10, 2016, effective 2/1/201639 CR 05, March 10, 2016, effective 4/1/201641 CR 01, January 10, 2018, effective 2/14/201840 CR 21, November 10, 2017, effective 4/1/201841 CR 19, October 10, 2018, effective 11/1/201842 CR 18, September 25, 2019, effective 1/1/202042 CR 23, December 10, 2019, effective 1/1/202044 CR 13, July 10, 2021, effective 6/3/202144 CR 08, April 25, 2021, effective 8/1/202145 CR 03, February 10, 2022, effective 3/2/202245 CR 22, November 25, 2022, effective 12/15/202246 CR 11, June 10, 2023, effective 4/27/202346 CR 16, August 25, 2023, effective 9/14/2023