Section 156.210 - QHP rate and benefit information(a)General rate requirement. A QHP issuer must set rates for an entire benefit year, or for the SHOP, plan year.(b)Rate and benefit submission. A QHP issuer must submit rate and benefit information to the Exchange.(c)Rate justification. A QHP issuer must submit to the Exchange a justification for a rate increase prior to the implementation of the increase. A QHP issuer must prominently post the justification on its Web site.(d)Rate requirements for stand-alone dental plans. For benefit and plan years beginning on or after January 1, 2024:(1)Age on effective date. The premium rate charged by an issuer of stand-alone dental plans may vary with respect to the particular plan or coverage involved by determining the enrollee's age. Any age calculation for rating and eligibility purposes must be based on the age as of the time of policy issuance or renewal.(2)Guaranteed rates. An issuer of stand-alone dental plans must set guaranteed rates. 77 FR 18469 , Mar. 27, 2012, as amended at 88 FR 25922 , Apr. 27, 2023