In order to aid the FCA in making appropriate determinations regarding the collection and compromise of claims; the collection of charges for interest, administrative costs, and penalties; the use of administrative offset; the use of other collection methods; and the likelihood of collecting the claim, the FCA may institute, consistent with the provisions of the Fair Credit Reporting Act ( 15 U.S.C. 1681 , et seq. ), a credit investigation of the debtor immediately following a determination that the claim exists.
12 C.F.R. § 608.815