Table 1 to § 217.11(a)(4)(iv) -Calculation of Maximum Payout Amount
Capital conservation buffer | Maximum payout ratio |
Greater than 2.5 percent plus 100 percent of the Board-regulated institution's applicable countercyclical capital buffer amount | No payout ratio limitation applies. |
Less than or equal to 2.5 percent plus 100 percent of the Board-regulated institution's applicable countercyclical capital buffer amount, and greater than 1.875 percent plus 75 percent of the Board-regulated institution's applicable countercyclical capital buffer amount | 60 percent. |
Less than or equal to 1.875 percent plus 75 percent of the Board-regulated institution's applicable countercyclical capital buffer amount, and greater than 1.25 percent plus 50 percent of the Board-regulated institution's applicable countercyclical capital buffer amount | 40 percent. |
Less than or equal to 1.25 percent plus 50 percent of the Board-regulated institution's applicable countercyclical capital buffer amount and greater than 0.625 percent plus 25 percent of the Board-regulated institution's applicable countercyclical capital buffer amount | 20 percent. |
Less than or equal to 0.625 percent plus 25 percent of the Board-regulated institution's applicable countercyclical capital buffer amount | 0 percent. |
Table 2 to § 217.11(c)(4) (iii)-Calculation of Maximum Payout Ratio
Capital buffer1 | Payout ratio |
Greater than the Board-regulated institution's buffer requirement2 | No payout ratio limitation applies. |
Less than or equal to 100 percent of the Board-regulated institution's buffer requirement, and greater than 75 percent of the Board-regulated institution's buffer requirement | 60 percent. |
Less than or equal to 75 percent of the Board-regulated institution's buffer requirement, and greater than 50 percent of the bank holding company's buffer requirement | 40 percent. |
Less than or equal to 50 percent of the Board-regulated institution's buffer requirement, and greater than 25 percent of the Board-regulated institution's buffer requirement | 20 percent. |
Less than or equal to 25 percent of the Board-regulated institution's buffer requirement | 0 percent. |
1 A Board-regulated institution's "capital buffer" means each of, as applicable, its standardized approach capital conservation buffer, advanced approaches capital conservation buffer, and leverage buffer.
2 A Board-regulated institution's "buffer requirement" means each of, as applicable, its standardized approach capital conservation buffer requirement, advanced approaches capital conservation buffer requirement, and leverage buffer requirement.
12 C.F.R. §217.11