Section 34.202 - Definitions applicable to higher-priced mortgage loans(a) Consummation has the same meaning as in 12 CFR 1026.2(a)(13) .(b) Creditor has the same meaning as in 12 CFR 1026.2(a)(17) .(c) Higher-priced mortgage loan has the same meaning as in 12 CFR 1026.35(a)(1) .(d) Reverse mortgage has the same meaning as in 12 CFR 1026.33(a) . 78 FR 10432 , Feb. 13, 2013, as amended at 78 FR 78579 , Dec. 26, 2013