Section 34.202 - Definitions applicable to higher-priced mortgage loans(a) Consummation has the same meaning as in 12 CFR 1026.2(a)(13) .(b) Creditor has the same meaning as in 12 CFR 1026.2(a)(17) .(c) Higher-priced mortgage loan has the same meaning as in 12 CFR 1026.35(a)(1) .(d) Reverse mortgage has the same meaning as in 12 CFR 1026.33(a) .78 FR 10432, Feb. 13, 2013, as amended at 78 FR 78579, Dec. 26, 2013